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     Cosi Trading Pty Ltd ACN 146 602 799 Authorised Credit Representative 410464 under Australian Associated Advisers Pty Ltd trading as Cosi Home Loans Australian Credit License Number 392169 ACN 084 974 694. Australian Associated Advisers Pty Ltd is not authorised to carry on business in any country other than Australia. The information contained in this website is directed to and available for Australian residents only. Copyright © 2016 unless otherwise noted. Cosi Trading Pty Ltd assigns leads to various brokers who are credit representatives under the Australian Credit License Number 392169 and who will provide their necessary  credit guides and privacy policies on contacting you. 

     

    This website is for people to gain assistance in obtaining approval for their property purchase or loan refinance. LoanChanger and Cosi Trading Pty Ltd are both bound by the Australian Privacy Laws and any information gathered through this site will be used only for the purpose it is intended by the supplier and not given to any third party. Copies of the Website Privacy Guide, Privacy Guide and other Compliance information can be obtained from HERE.

     

    www.loanchanger.com.au is fully owned by Cosi Trading Pty Ltd. Cosi Trading Pty Ltd holds memberships with the Mortgage and Finance Association of Australia (MFAA) and are members of COSL. A referral fee may be paid to a referring agent but any fee will be disclosed in its entirety as required by NCCP. * The broker will pay $200 for every $100,000 of home loan refinanced up to a maximum of $1,000 to cover any costs associated with financing other than paying break costs of a fixed loan.  **The comparison rate is based on a secured loan of $150,000 over the term of 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For comparison rates applicable to your situation

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    We negotiate rates and fees with  lenders not just compare them.

    Refinance Home Loan

    Why choose us?

      GET A BETTER DEAL AND SAVE!

    APPLY NOW

    Click here to read ASIC's Money Smart - Switching Home Loans advice

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    We cover your refinancing costs!

     

    We will pay up to $1000 dollars towards your refinancing costs.*  

     

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    Great Service

     

     

    Our service is obligation free and of no cost to you. 


    We will endeavour to organise you the loan that best meets your needs! 

    Exceptional Loans 

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    We have access to 33 lenders, and can negotiate rates with lenders so that you can get the optimal rate with your lender of choice.